Bookmi AI Accounting records each transaction the moment it happens, never rewrites a posted entry, and keeps a record of everything the AI relied on and how it decided. It isn't conventional accounting software with a chat box added on. We designed the structure of the ledger itself on the premise that AI does the bookkeeping.
Not a chat box added on, but a change in how the ledger is built
In most accounting software, the AI sits outside the ledger. It reads the data and answers questions, suggests candidate entries, and a person does the posting. What the AI proposed and how a person changed it never makes it into the books. Bookmi treats AI as one of the ledger's authors, and keeps everything from proposal to posting as a single record.
Conventional accounting software + AI chatBookmi AI Accounting
When entries are madeStatements imported in bulk at month-endA draft entry the moment a transaction happens. Balances always show today's numbers
Where the AI sitsAn assistant outside the ledger that reads and answersAn author of the ledger. Its proposals are part of the record
Fixing mistakesOpen the entry and overwrite itCorrected with a reversing entry. The original entry and the reason stay on record
Basis for each decisionThe memory of whoever entered itEach entry linked to its receipt, statement line and registration number
When the AI gets it wrongNo way to trace which entries were affectedFind every entry by model version and correct them together
Three conditions for letting AI keep the books
Running in real time, records that can't be rewritten, and a trail behind every decision. If AI is writing to your books, none of them is optional.
Payment received 14:02
フリコミ ミナトシヨウジ¥132,000
Matched to invoice INV-0142Match
Receivable clearedDone 14:02
Real time
Into the books the moment it happens
Bank and card transactions, invoices you issue, receipts you photograph, bookings and sales. Each one becomes a draft entry as soon as it comes in, and your balances and trial balance show today's numbers whenever you open them. Anything unclear is checked the same day, so you never sit down at month-end with transactions you can't remember.
Correction history
#1281 Supplies ¥55,000Posted
#1290 Reverses #1281Cancelled
#1291 Equipment ¥55,000Posted
Immutable
Posted entries are never rewritten
A posted entry can't be overwritten or deleted. To correct it, you cancel it with a reversing entry and add the correct one. Each entry is linked to the one before it by a hash, so any later rewrite would show. This is also how the correction and deletion history required by the Electronic Bookkeeping Act (電子帳簿保存法) is kept.
Audit trail #1285
ProposedAccounting model v3
Confidence0.97
ApprovedYamada 10:42
Audit trail
Every AI action, explained entry by entry
For every entry we record the receipt and statement line it rests on; whether a rule, the accounting model, AI or a person proposed it; the model version; the confidence score; the checks it passed; and who approved it. In a tax audit you can explain each entry one by one, and you can pull out just the entries made by a particular model version to review them.
77.3%
The highest accuracy scored by 19 general-purpose AI models on 101 accounting tasks, March 2026*
We don't leave the books to general-purpose AI
That works out to more than 20 errors in every 100 entries. Accounting isn't work where roughly right is good enough. Bookmi lets AI, which answers in probabilities, do only the “choosing.” Amounts, tax and the balance of debits and credits are calculated by fixed rules.
Six layers around every AI decision
L0Rules
A transaction you've had before gets the same entry as before. Rules your company sets live here too. Fast, and the same result every time.
L1Accounting model
Bookmi's own model, built solely to predict the account and tax category. It gives a confidence score for each candidate.
L2AI reading
Reads only images of receipts and invoices, and descriptions that are ambiguous. It can only choose accounts from your company's chart of accounts, and never writes amounts or tax.
L3Verification
Debits equal credits, valid account and tax category pairs, reduced tax rates, invoice registration numbers, and no writes to closed periods. All checked by code.
L4Review
Entries are routed by confidence and amount. Fixed assets, entertainment expenses, transactions involving directors and large transactions are always reviewed by a person, whatever the confidence.
L5Improvement
Each correction is saved as a pair: what was proposed and what it became. When the same correction keeps coming up, it becomes one of your company's rules.
At first, you review every entry. Automatic posting is then turned on account by account, starting with the accounts where accuracy on your own books passes the threshold.
How one bank line reaches the ledger
InputBank statement · アマゾンジヤパン · ¥3,980
L0 RulesNo match (Amazon sells all kinds of items)
L1 ModelSupplies 0.62 / Books & media 0.21 · Not confident enough
L2 AI readingFrom the receipt: 1 book, registration no. T1234567890123
L4 ReviewMedium confidence · Sent for one-tap review
PostedBooks & media / Bank ¥3,980 · Approved by Yamada
Rules created from your corrections are used only within your company's books. They are never mixed with other companies' data, and Bookmi does not use them to train AI models.
* “AI Accounting Benchmark” by DualEntry, a US accounting software company, published March 10, 2026. The benchmark gave 19 general-purpose AI models 101 accounting tasks in English, based on US practice (transaction categorization, journal entries, accounts payable, accounts receivable, bank reconciliation, month-end close and more). The top score was 77.3%, by OpenAI GPT-5.4. The top score on the same benchmark has since risen to 91.1% (as of October 2026).
From daily books to year-end and tax documents, in one product
From daily bookkeeping to financial statements and the documents you submit to the tax office and your municipality. What freee splits into separate products such as freee申告 and freee支出管理, Bookmi produces from the same ledger at no extra charge.
16 account breakdown statements (勘定科目内訳明細書)
Drafts of all 16 statements in the National Tax Agency's formats, from your ledger balances and business partner details.
01Deposits and savings
02Notes receivable
03Accounts receivable (other receivables)
04Suspense payments (advances), loans and interest received
10Suspense receipts (advances received, deposits held) and withholding tax held
11Borrowings and interest paid
12Sales of land
13Sales by business location
14Executive compensation and personnel costs
15Rent and royalties for industrial property rights
16Miscellaneous income and losses
Financial statements
Balance sheet, income statement, statement of changes in equity, notes to the financial statements
Corporate business overview (法人事業概況説明書)
Business description, monthly sales, headcount and more, from your books and payroll data
Depreciable asset return (償却資産申告書)
The return and the itemized schedule by asset type for your municipality, from the fixed asset register
Consumption tax return
General method, simplified method and the 20% special measure, including the invoice system's transitional measures
Fixed asset register and depreciation
Straight-line and declining-balance methods, lump-sum depreciable assets, and the special rule for low-value depreciable assets
Petty cash book
Petty cash for each store or department, from day-to-day cash in and out
Complete books
Journal, general ledger, subsidiary ledgers, trial balance, cash book
Tax accountant package
Books, year-end materials and receipts, plus journal entries in Yayoi and freee import formats, in one package
※ Please leave the preparation and filing of the corporate tax return (別表) and any tax consultation to your tax accountant.
Bookmi compared with freee and Yayoi
We compared the smallest setup for a company with one user. freee and Yayoi cost less for the base plan; once you include the year-end and tax documents, Bookmi costs less than freee.
Included as standardText only: separate product, extra fee or higher plan
Bookmi AI AccountingSolo (1 user)
freee会計ひとり法人 (1 user)
弥生会計 Nextエントリー (3 users)
Price (tax incl.)
Annual
¥68,000/yr
¥39,336/yr
¥38,280/yr
Monthly
¥6,800/mo
¥4,378/mo
¥3,828/mo
Annual cost with year-end and tax documents
¥68,000/yr (nothing extra)
From ¥137,896/yr
Accounting software + separate filing software
AI
Where the AI sits
Author of the ledger. Proposal, evidence and approval recorded for every entry
AI-OCR and transaction prediction. AI assistant under a separate contract
Account prediction, AI-OCR, AI transaction entry
AI trail for each entry (model, confidence, evidence)
※ Prices and features of other products are based on information published on each company's official website as of October 17, 2026. freee and Yayoi list prices excluding tax, so we converted them to tax-inclusive prices (10%). Please check each company's official website for the latest information.
※ We compared the smallest setup for a company with one user. freee会計 ひとり法人 (freee's accounting plan for one-person companies) and 弥生会計 Next エントリー (Yayoi's entry plan) are converted from their annual prices. Bookmi's Solo plan also includes quotes, invoicing and e-contracts (5 per month), among other features.
※ For freee, the “annual cost with year-end and tax documents” is the total of freee会計 ひとり法人 (annual), the freee申告 (freee's tax filing software) 内訳書・概況書 plan (¥29,800/yr) and the freee申告 償却資産 plan (¥59,800/yr), which comes to ¥125,360 before tax. freee申告 also includes things Bookmi does not offer, such as preparing and e-filing the corporate tax return.
※ With 弥生会計 Next, the breakdown statements, the business overview, and the consumption and corporate tax returns are prepared by linking to separately sold filing software (NTT DATA's 「達人」 (Tatsujin) series; contact the vendor for pricing). The desktop edition, 弥生会計 27 プロフェッショナル, supports the 16 breakdown statements.
※ “Not stated” means we could not confirm it on the company's official website. freee, freee会計, freee申告 and freee支出管理 are trademarks or registered trademarks of freee K.K.; 弥生 and 弥生会計 are trademarks or registered trademarks of Yayoi Co., Ltd.
Everyday bookkeeping, on the same screen
The work before and after each entry moves forward while staying connected to the ledger.
Just snap your receipts
Take a photo on your phone. AI reads it, checks the registration number and drafts the entry.
Bank and card statements
Imported transactions are matched against invoices and expenses automatically.
Invoices and quotes
Invoices that meet the qualified invoice system. Sales are recorded the moment you issue them.
Expense claims
Employees snap and submit. Once approved, the entry and the payment data are ready.
Payroll and year-end adjustment
Payroll and social insurance entries, created automatically from your payroll results.
Electronic Bookkeeping Act (電子帳簿保存法)
Records are searchable by date, amount and business partner, and every correction and deletion is kept on record.
Switch from freee or Yayoi
Import journal entries, business partners and employees from freee, Money Forward and Yayoi.
Open to outside AI
AI agents such as Claude and ChatGPT can look up your books through our API and MCP.
Share the same books with your tax accountant
Invite your tax accountant and they can see the same books directly. At year-end, hand them the tax accountant package, which brings together your books, year-end materials and receipts with journal entries in 弥生会計 and freee会計 import formats. Tax decisions and filing stay with your tax accountant, as before.
Invite your tax accountant with view-only access
Export in 弥生会計 and freee会計 import formats
The evidence and approver behind every entry, ready to check
How your ledger data is protected
Data stored in data centers in Japan (Tokyo)
Encrypted connections, never used by Bookmi to train AI models
Two-step verification, role-based permissions and login history
Every accounting feature is available on every plan, including the account breakdown statements (勘定科目内訳明細書) and the depreciable asset return (償却資産申告書). If it's just you, choose Solo; if you have employees, start with Light.
Light
Once you start hiring
¥15,800/ mo, tax incl.(¥14,364 excl. tax)
3 users included · ¥3,000 per extra user (up to 8)
¥5,267 per user
3,000 AI points/mo (about 1,600 receipts)
10 GB storage
Everything in Solo, plus:
Timekeeping, leave, paid-leave records, schedules and notices
Before it's posted, you simply fix it on the review screen. A mistake found after posting is corrected with a reversing entry, and the original entry, the reason for the correction and the person who made it all stay on record. You can also pull up every other entry made by the same model version in one go.
What does the 77.3% figure mean?
It comes from a benchmark published in March 2026 by DualEntry, a US accounting software company, which gave 19 general-purpose AI models 101 accounting tasks in English, based on US practice. 77.3% is the accuracy of the best performer, OpenAI GPT-5.4. Newer models have since raised the top score on the same benchmark to 91.1% (as of October 2026), but that still works out to nearly 9 errors in every 100 entries. And these are not Japanese accounting or tax tasks. That is why Bookmi doesn't leave bookkeeping to general-purpose AI, and instead surrounds it with rules, a dedicated model and verification.
Can I switch from freee or Yayoi?
Yes. You can import journal entries, business partners and employees from freee, Money Forward and Yayoi files. Even partway through a fiscal year, you can start by matching your opening balances.
My tax accountant uses 弥生会計 or freee会計.
That's fine. You can export journal entries in 弥生会計 and freee会計 import formats, and the tax accountant package uses the same formats. You can also invite your tax accountant to look at your Bookmi books directly.
Can I do my tax filing in Bookmi?
Bookmi can prepare your financial statements, all 16 account breakdown statements (勘定科目内訳明細書), the corporate business overview (法人事業概況説明書), the depreciable asset return (償却資産申告書) and the consumption tax return. Please leave the preparation and filing of the corporate tax return (別表) and any tax consultation to your tax accountant. Bookmi does not provide tax representation or tax consultation.
Does it support the Electronic Bookkeeping Act (電子帳簿保存法) and the qualified invoice system?
Yes. Posted entries can't be rewritten, and every correction and deletion is kept on record. Records are searchable by date, amount and business partner. The registration numbers needed for input tax credits are checked at the time a document is read.
Is my ledger data used to train AI?
Bookmi does not use your company's data to train AI models. Rules created from your corrections are also used only within your company's books. Your data is stored in data centers in Japan (Tokyo).
Let Bookmi keep your books
for 30 days
No credit card required. Import your freee or Yayoi data and start with today's books.